Advancial Federal Credit Union is a full-service financial institution providing our members with a diversified line of financial solutions. You are eligible for Advancial’s unique financial benefits through your membership in the Swedish American Chamber of Commerce, Texas. As a credit union, Advancial offers not only a wide range of financial products and services, but all the benefits of credit union membership.

Expatriate Services

Advancial offers expatriates working in the U.S. many financial products and services that are often difficult to obtain at other financial institutions.  Expatriates can enjoy accounts, loans, credit cards and mortgages at very low rates.  We can help expatriates who are new to the U.S. through free one-on-one counseling and financial education.

Credit Unions are Member-Owned

No one person or organization owns a credit union.  It is owned and governed by its member-owners (unlike a bank).  As a cooperative, it exists solely to provide members with affordable and convenient financial services.

Credit Unions are Not-for-Profit

As member-owned cooperatives, credit union earnings, not held as reserves, are returned to members in the form of lower rates on loans, higher returns on savings, lower fees and better service.

Credit Unions are Federally Insured

Credit Union deposits are federally insured by the National Credit Union Administration, a branch of the federal government.  All deposits are currently insured up to $250,000, and retirement accounts are insured separately up to $250,000. 

To learn more about the benefits of Advancial or to find a location near you, visit the Advancial Web site at www.advancial.org or call Lauren Stockard at 281.679.1133 x4126.